watercraft Insurance
wave runners, canoes, Jet boats & More
enjoy Michigan’s waters while
staying protected
Are you a thrill seeker who yearns to explore the water world with jet skis and wave runners? Remember, they can be just as dangerous as boats. A simple jet ski insurance policy can easily protect your watercraft and passengers without busting your budget.
Experts in protecting the northern michigan way of life
What our watercraft insurance covers
Special Coverage: Watercraft insurance covers physical damage to hull, engine and trailer including fire, theft, and collision with another craft or submerged object, glass damage, storm damage, auto accidents and more.
Towing and Roadside Assistance: This covers towing of your watercraft on the water or on land as auto insurance often fails to cover these situations.
Medical payments: The policy covers no-fault medical payments to others for injuries sustained on the water.
Replacement cost coverage: Getting a policy like this can help replace your water toy if it is damaged beyond repair.