ATV Insurance
Utvs, Side by Sides, 4x4s & More
play hard, play responsibly
Play protected
Do you own an ATV? You need liability insurance. It’s important to have insurance coverage on your ATV so you can enjoy the thrill of every jump, dip and turn. We, very well, know that insurance coverage for ATV or UTV is different from what auto or homeowners insurance policies can provide. Good news! We work with you to deliver off-road insurance to meet your unique requirements.
Experts in insuring northern Michigan fun
What ATV insurance coverage includes
Collision: Provides protection in the event of an accident caused by a collision or upset.
Comprehensive: This coverage provides protection for damage caused to your quad or ATV by non-collision events such as fire, theft or vandalism.
Accessory coverage: The policy coverage is for items that are not included as standard by the manufacturer of ATV – chrome light bars, plows, windshields, radios, racks, safety guards, chrome and custom seats.
Other: also provide coverage to medical payments, uninsured/underinsured motorist bodily injury, funeral expense coverage, and property damage.