flood Insurance

that won’t “drain” your bank account

If your home is damaged in a flood, are you covered? That depends on the value of your property, the level of water damage and whether you have flood insurance. Flood damage is not a part of the standard homeowners policy and must be provided separately. Luckily, we offer extensive flood insurance coverage to homeowners, renters, condo owners, and businesses.

Personal Property:

  • Washers and dryers.

  • Personal belongings, such as clothing, furniture and electronic equipment.

  • Food freezers and food in them.

  • Curtains.

  • Certain valuable items such as artwork and fur.

  • Portable microwave ovens and air conditioners.

What’s not covered?

  • Living expenses, for example, temporary housing.

  • Financial losses caused by business interruption and loss of use of insured property

  • Damage caused by moisture, mildew or mold that could have been avoided by the property owner.

  • Property and belongings outside of an insured building such as trees, plants, hot tubs, sea walls, wells, fences, septic systems, patios, decks and swimming pools.

Experts in flood Insurance

What do we cover under flood insurance?

Building Property:

  • The insured building and its foundation.

  • Permanently installed carpeting over unfinished flooring, panelling, wallboard, bookcases and cabinets.

  • Electrical and plumbing systems.

  • Window blinds.

  • Refrigerators, stoves and built-in appliances such as dishwashers.

  • Debris removal.

Ready to get a quote?

work with our agent team to get a custom quote today!

Homeowners

Homeowners insurance safeguards your home and belongings from various risks like fire, theft, and natural disasters. It provides financial protection and security for your most valuable asset.

renters

Renters insurance protects your belongings in a rented property, covering losses from theft, fire, and other disasters. It also provides liability coverage, ensuring financial security for tenants.

short-term rental insurance

Short-term rental insurance safeguards property owners from risks associated with renting out their space temporarily. It covers damages, liability, and potential income loss, ensuring financial protection and peace of mind during rental periods.

vacation home insurance

Vacation home insurance protects your secondary property from risks like theft, natural disasters, and liability issues. It ensures financial security and peace of mind while you're away, safeguarding your investment in your getaway retreat.