Directors & Officers

What directors and officers insurance covers…

Directors and officers insurance policies cover liability of directors and officers arising due to wrongful acts in their managerial capacity. The policy covers directors, officers and employees against the actual or alleged breach of duty, neglect, misstatements or errors in their managerial capacity.

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Businesses that need directors and officers (D&O) coverage

If your business is incorporated, does it have a board of directors and corporate officers? Do you serve on a board of directors?

If the answer is yes to either question, you could be exposed to lawsuits. There exists a possibility that the shareholders could sue you, alleging that you committed acts that reduced the corporation's value. Lawsuits might also arise out of employee practices, allegations of conflicting interests, and from providing information to the investing public.

Increase in lawsuits filed against executive boards

Decisions made by directors and officers impact the viability, value or revenue opportunity of a corporation. The recent issues of accounting practices, financial reporting, and the use of corporate assets have resulted in an increase of lawsuits being filed against executive boards. Directors and officers (D&O) coverage should be considered a necessity for corporate and non-profit entities.

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Contact one of our business insurance experts to get your customized quote today. We are here to help you find the right coverage!